1. Introduction

RetireWell respects your privacy and is committed to protecting your personal data in accordance with the Personal Data Protection Act 2012 (PDPA) of Singapore. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information.

By submitting your information through our forms, advertisements, or website, you consent to the collection and use of your personal data as described below.

2. Personal Data We Collect

We may collect the following personal data when you interact with RetireWell:

Name, Mobile number, Email address, Age range or general demographic information, Responses to planning-related questions (e.g. retirement interests)

We only collect information that is reasonably necessary to provide our services and resources.

3. Purpose of Collection and Use

Your personal data is collected and used for the following purposes:

To deliver retirement guides, educational materials, and relevant resources

To provide follow-up information that may be useful to your planning needs

To respond to enquiries or requests made by you

To improve our educational content and services

We do not engage in hard selling, and there is no obligation to purchase any product or service.

4. Disclosure of Personal Data

RetireWell does not sell, rent, or trade your personal data to third parties.

Your information may only be disclosed where necessary:

To service providers supporting our communication systems (e.g. email or messaging platforms), strictly for the purposes stated above

Where required by law or regulatory authorities

All third-party service providers are required to maintain confidentiality and data protection standards.

5. Data Protection & Retention

We take reasonable steps to protect your personal data against unauthorised access, disclosure, or misuse.

Personal data will be retained only for as long as necessary to fulfil the purposes for which it was collected, or as required by applicable laws.

6. Access, Correction & Withdrawal of Consent

You may:

Request access to your personal data

Request correction of inaccurate or incomplete data

Withdraw consent to the use of your personal data at any time

Requests can be made by contacting us via the details below. Upon withdrawal of consent, we will cease collecting, using, or disclosing your personal data, unless required by law.

7. Educational Disclaimer

All content and materials provided by RetireWell are for general educational purposes only and do not constitute financial, legal, or professional advice. Any decision you make should be based on your personal circumstances and, where appropriate, independent professional advice.